Michael Dell, founder of Dell Technologies, has pledged $6.25 billion to support newly created children’s investment accounts, a key program designed to help American families build long-term financial security. The contribution will fund $250 deposits for 25 million children aged 10 and under, giving families an early opportunity to invest in the stock market.
The initiative provides a one-time $1,000 federal contribution for children born between 2025 and 2028, which will be placed in a mutual or index fund. Parents can begin adding their own contributions starting July 2026, with annual limits designed to encourage consistent saving. The accounts operate like child-focused retirement-style savings plans, requiring only a Social Security number to qualify.
Dell’s donation will support children born between 2016 and 2024 who are not covered by the federal newborn program. His contribution is targeted toward households earning $150,000 or less, ensuring broader access to early investment opportunities. Dell expressed confidence that other philanthropists and major companies will join the effort to expand the program.
The accounts aim to give millions of young Americans an early financial foundation, offering families a pathway to participate in long-term economic growth and build wealth over time.